Michigan State University

East Lansing, MI · 1 · Charter #23279 · www.msufcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4B
94th percentile
Members
396,646
93th percentile
Total loans
$6.5B
97th percentile
Total shares
$6.9B
94th percentile

Profitability

Return on assets
0.82%
38th percentile
Net interest margin
3.46%
65th percentile
Efficiency ratio
53.63%
41th percentile
Non-interest income ratio
19.39%
55th percentile

Capital & Risk

Net worth ratio
8.43%
6th percentile
Delinquency rate
1.16%
20th percentile
Net charge-off rate
0.74%
26th percentile
Loan-to-share
94.30%
65th percentile

Growth

Member growth YoY
4.55%
73th percentile
Asset growth YoY
4.02%
34th percentile
Loan growth YoY
2.66%
33th percentile
Share growth YoY
5.00%
46th percentile

Operations

Members / branch
11,018
79th percentile
Assets / member
$21,117
75th percentile
Field of membership penetration
3.94%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Michigan State University?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo