Picatinny

DOVER, NJ · 1 · Charter #3291 · www.picacreditunion.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$464.6M
52th percentile
Members
19,834
25th percentile
Total loans
$249.8M
37th percentile
Total shares
$408.4M
55th percentile

Profitability

Return on assets
0.61%
26th percentile
Net interest margin
3.39%
44th percentile
Efficiency ratio
67.46%
18th percentile
Non-interest income ratio
12.70%
14th percentile

Capital & Risk

Net worth ratio
9.06%
18th percentile
Delinquency rate
0.68%
54th percentile
Net charge-off rate
0.19%
78th percentile
Loan-to-share
61.17%
14th percentile

Growth

Member growth YoY
0.77%
53th percentile
Asset growth YoY
3.87%
41th percentile
Loan growth YoY
-2.83%
15th percentile
Share growth YoY
6.24%
64th percentile

Operations

Members / branch
3,967
37th percentile
Assets / member
$23,425
88th percentile
Field of membership penetration
0.79%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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