Kemba Indianapolis

Indianapolis, IN · 3 · Charter #82793 · www.mykemba.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$81.6M
32th percentile
Members
5,008
25th percentile
Total loans
$28.6M
13th percentile
Total shares
$68.1M
31th percentile

Profitability

Return on assets
1.17%
60th percentile
Net interest margin
3.96%
67th percentile
Efficiency ratio
68.58%
31th percentile
Non-interest income ratio
23.11%
77th percentile

Capital & Risk

Net worth ratio
15.71%
80th percentile
Delinquency rate
1.14%
27th percentile
Net charge-off rate
1.11%
10th percentile
Loan-to-share
42.10%
10th percentile

Growth

Member growth YoY
-3.75%
19th percentile
Asset growth YoY
0.36%
22th percentile
Loan growth YoY
4.73%
70th percentile
Share growth YoY
-0.20%
21th percentile

Operations

Members / branch
5,008
83th percentile
Assets / member
$16,304
65th percentile
Field of membership penetration
1.39%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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