Mill Town

EVERETT, WA · 2 · Charter #68222 · www.milltowncu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$62.1M
14th percentile
Members
3,563
10th percentile
Total loans
$48.8M
38th percentile
Total shares
$48.0M
8th percentile

Profitability

Return on assets
0.94%
43th percentile
Net interest margin
4.92%
95th percentile
Efficiency ratio
64.93%
43th percentile
Non-interest income ratio
0.54%
0th percentile

Capital & Risk

Net worth ratio
22.52%
97th percentile
Delinquency rate
2.28%
8th percentile
Net charge-off rate
1.23%
8th percentile
Loan-to-share
101.67%
96th percentile

Growth

Member growth YoY
3.82%
90th percentile
Asset growth YoY
-0.06%
20th percentile
Loan growth YoY
16.36%
95th percentile
Share growth YoY
-0.08%
23th percentile

Operations

Members / branch
3,563
60th percentile
Assets / member
$17,430
73th percentile
Field of membership penetration
0.04%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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