Midwest Members

Wood River, IL · 2 · Charter #68684 · www.midmembers.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$214.1M
93th percentile
Members
17,590
95th percentile
Total loans
$161.4M
97th percentile
Total shares
$185.1M
93th percentile

Profitability

Return on assets
2.13%
94th percentile
Net interest margin
3.79%
57th percentile
Efficiency ratio
50.33%
82th percentile
Non-interest income ratio
23.13%
77th percentile

Capital & Risk

Net worth ratio
13.50%
65th percentile
Delinquency rate
0.50%
65th percentile
Net charge-off rate
0.31%
52th percentile
Loan-to-share
87.19%
82th percentile

Growth

Member growth YoY
-14.18%
2th percentile
Asset growth YoY
6.18%
70th percentile
Loan growth YoY
4.97%
71th percentile
Share growth YoY
4.49%
60th percentile

Operations

Members / branch
5,863
89th percentile
Assets / member
$12,172
30th percentile
Field of membership penetration
2.44%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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