Peoples Choice

Coffeyville, KS · 2 · Charter #60039 · www.mypccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.6M
32th percentile
Members
602
21th percentile
Total loans
$2.9M
30th percentile
Total shares
$4.9M
29th percentile

Profitability

Return on assets
-0.34%
10th percentile
Net interest margin
4.17%
58th percentile
Efficiency ratio
92.79%
10th percentile
Non-interest income ratio
18.72%
80th percentile

Capital & Risk

Net worth ratio
26.69%
89th percentile
Delinquency rate
1.03%
40th percentile
Net charge-off rate
1.09%
15th percentile
Loan-to-share
59.42%
49th percentile

Growth

Member growth YoY
-3.83%
25th percentile
Asset growth YoY
-6.89%
11th percentile
Loan growth YoY
-5.26%
40th percentile
Share growth YoY
-8.74%
10th percentile

Operations

Members / branch
602
28th percentile
Assets / member
$11,017
65th percentile
Field of membership penetration
12.04%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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