Farm Bureau Family

LANSING, MI · 2 · Charter #62330 · www.farmbureaufamilycu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$24.8M
69th percentile
Members
2,358
74th percentile
Total loans
$15.1M
78th percentile
Total shares
$21.6M
71th percentile

Profitability

Return on assets
1.91%
89th percentile
Net interest margin
5.04%
84th percentile
Efficiency ratio
58.74%
68th percentile
Non-interest income ratio
11.82%
59th percentile

Capital & Risk

Net worth ratio
12.62%
35th percentile
Delinquency rate
1.29%
35th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
69.78%
63th percentile

Growth

Member growth YoY
16.39%
98th percentile
Asset growth YoY
5.48%
76th percentile
Loan growth YoY
-2.17%
54th percentile
Share growth YoY
2.99%
64th percentile

Operations

Members / branch
2,358
85th percentile
Assets / member
$10,511
60th percentile
Field of membership penetration
1.18%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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