North Sanpete

Fairview, UT · 1 · Charter #13224
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2M
9th percentile
Members
350
12th percentile
Total loans
$748.2K
12th percentile
Total shares
$951.8K
9th percentile

Profitability

Return on assets
0.34%
29th percentile
Net interest margin
2.97%
19th percentile
Efficiency ratio
58.29%
69th percentile
Non-interest income ratio
0.06%
6th percentile

Capital & Risk

Net worth ratio
22.63%
81th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
78.61%
75th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
4.35%
70th percentile
Loan growth YoY
-12.34%
17th percentile
Share growth YoY
5.24%
76th percentile

Operations

Members / branch
117
3th percentile
Assets / member
$3,529
9th percentile
Field of membership penetration
43.75%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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