Teg

POUGHKEEPSIE, NY · 1 · Charter #19401 · www.tegfcu.com/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$489.6M
56th percentile
Members
35,655
67th percentile
Total loans
$374.5M
64th percentile
Total shares
$430.6M
59th percentile

Profitability

Return on assets
0.81%
38th percentile
Net interest margin
4.00%
82th percentile
Efficiency ratio
66.66%
21th percentile
Non-interest income ratio
21.71%
67th percentile

Capital & Risk

Net worth ratio
8.78%
14th percentile
Delinquency rate
0.47%
73th percentile
Net charge-off rate
0.31%
60th percentile
Loan-to-share
86.98%
67th percentile

Growth

Member growth YoY
1.06%
56th percentile
Asset growth YoY
8.83%
80th percentile
Loan growth YoY
5.86%
60th percentile
Share growth YoY
10.42%
90th percentile

Operations

Members / branch
3,962
36th percentile
Assets / member
$13,732
27th percentile
Field of membership penetration
2.85%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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