Fountain Valley

Fountain Valley, CA · 2 · Charter #64108
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
172
5th percentile
Total loans
$644.2K
11th percentile
Total shares
$1.5M
12th percentile

Profitability

Return on assets
-0.30%
10th percentile
Net interest margin
4.52%
70th percentile
Efficiency ratio
95.67%
8th percentile
Non-interest income ratio
0.44%
10th percentile

Capital & Risk

Net worth ratio
23.35%
83th percentile
Delinquency rate
0.11%
77th percentile
Net charge-off rate
-0.29%
98th percentile
Loan-to-share
43.08%
25th percentile

Growth

Member growth YoY
-4.44%
20th percentile
Asset growth YoY
-11.39%
4th percentile
Loan growth YoY
-34.06%
1th percentile
Share growth YoY
-14.13%
4th percentile

Operations

Members / branch
172
7th percentile
Assets / member
$11,386
67th percentile
Field of membership penetration
50.00%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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