Union Yes

ORANGE, CA · 1 · Charter #24131 · www.uyfcu.og
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$83.3M
33th percentile
Members
24,065
99th percentile
Total loans
$40.7M
28th percentile
Total shares
$74.9M
37th percentile

Profitability

Return on assets
1.44%
74th percentile
Net interest margin
4.18%
79th percentile
Efficiency ratio
67.14%
36th percentile
Non-interest income ratio
16.80%
48th percentile

Capital & Risk

Net worth ratio
8.70%
8th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.02%
95th percentile
Loan-to-share
54.28%
26th percentile

Growth

Member growth YoY
0.16%
60th percentile
Asset growth YoY
13.31%
94th percentile
Loan growth YoY
-3.74%
23th percentile
Share growth YoY
13.90%
94th percentile

Operations

Members / branch
24,065
100th percentile
Assets / member
$3,459
0th percentile
Field of membership penetration
14.29%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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