Crouse

SYRACUSE, NY · 1 · Charter #22972 · www.crousefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.3M
63th percentile
Members
2,031
66th percentile
Total loans
$6.6M
52th percentile
Total shares
$18.3M
65th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
3.44%
32th percentile
Efficiency ratio
71.09%
41th percentile
Non-interest income ratio
10.02%
53th percentile

Capital & Risk

Net worth ratio
9.77%
14th percentile
Delinquency rate
0.03%
82th percentile
Net charge-off rate
0.21%
51th percentile
Loan-to-share
36.39%
18th percentile

Growth

Member growth YoY
-3.05%
33th percentile
Asset growth YoY
3.55%
66th percentile
Loan growth YoY
-2.04%
54th percentile
Share growth YoY
3.46%
67th percentile

Operations

Members / branch
2,031
78th percentile
Assets / member
$10,004
55th percentile
Field of membership penetration
23.34%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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