Camc

Charleston, WV · 1 · Charter #22657 · www.camcfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$78.5M
29th percentile
Members
5,149
27th percentile
Total loans
$35.6M
21th percentile
Total shares
$56.2M
18th percentile

Profitability

Return on assets
1.97%
92th percentile
Net interest margin
4.02%
70th percentile
Efficiency ratio
54.54%
73th percentile
Non-interest income ratio
17.88%
54th percentile

Capital & Risk

Net worth ratio
27.95%
99th percentile
Delinquency rate
0.09%
94th percentile
Net charge-off rate
0.07%
88th percentile
Loan-to-share
63.24%
41th percentile

Growth

Member growth YoY
1.26%
72th percentile
Asset growth YoY
2.76%
40th percentile
Loan growth YoY
-2.97%
26th percentile
Share growth YoY
0.92%
30th percentile

Operations

Members / branch
2,575
37th percentile
Assets / member
$15,252
57th percentile
Field of membership penetration
51.49%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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