Cpm

NORTH CHARLESTO, SC · 1 · Charter #21971 · www.cpmfed.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$701.5M
78th percentile
Members
66,353
96th percentile
Total loans
$479.0M
78th percentile
Total shares
$630.6M
83th percentile

Profitability

Return on assets
1.36%
76th percentile
Net interest margin
3.48%
52th percentile
Efficiency ratio
63.74%
29th percentile
Non-interest income ratio
34.28%
97th percentile

Capital & Risk

Net worth ratio
9.57%
27th percentile
Delinquency rate
2.18%
4th percentile
Net charge-off rate
0.39%
53th percentile
Loan-to-share
75.96%
38th percentile

Growth

Member growth YoY
3.02%
77th percentile
Asset growth YoY
6.92%
65th percentile
Loan growth YoY
10.09%
82th percentile
Share growth YoY
7.10%
72th percentile

Operations

Members / branch
6,032
74th percentile
Assets / member
$10,572
5th percentile
Field of membership penetration
13.13%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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