Glatco

Spring Grove, PA · 2 · Charter #63943 · www.glatcocu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.8M
2th percentile
Members
3,017
4th percentile
Total loans
$10.0M
1th percentile
Total shares
$43.4M
2th percentile

Profitability

Return on assets
1.76%
86th percentile
Net interest margin
3.59%
46th percentile
Efficiency ratio
51.15%
81th percentile
Non-interest income ratio
9.00%
12th percentile

Capital & Risk

Net worth ratio
16.11%
82th percentile
Delinquency rate
1.41%
19th percentile
Net charge-off rate
0.93%
12th percentile
Loan-to-share
23.11%
1th percentile

Growth

Member growth YoY
-1.24%
42th percentile
Asset growth YoY
2.94%
42th percentile
Loan growth YoY
-4.90%
18th percentile
Share growth YoY
1.38%
33th percentile

Operations

Members / branch
754
1th percentile
Assets / member
$17,166
72th percentile
Field of membership penetration
22.79%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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