Statewide

Flowood, MS · 1 · Charter #6369 · www.statewidefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$202.4M
90th percentile
Members
23,897
99th percentile
Total loans
$122.4M
87th percentile
Total shares
$180.9M
92th percentile

Profitability

Return on assets
1.70%
85th percentile
Net interest margin
4.08%
74th percentile
Efficiency ratio
61.93%
53th percentile
Non-interest income ratio
32.15%
95th percentile

Capital & Risk

Net worth ratio
9.43%
16th percentile
Delinquency rate
0.88%
41th percentile
Net charge-off rate
1.41%
5th percentile
Loan-to-share
67.65%
49th percentile

Growth

Member growth YoY
6.11%
94th percentile
Asset growth YoY
9.62%
87th percentile
Loan growth YoY
10.08%
87th percentile
Share growth YoY
9.23%
86th percentile

Operations

Members / branch
5,974
89th percentile
Assets / member
$8,472
6th percentile
Field of membership penetration
59.74%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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