Christo Rey

NEY, OH · 1 · Charter #5524
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
18th percentile
Members
527
19th percentile
Total loans
$1.4M
18th percentile
Total shares
$3.1M
21th percentile

Profitability

Return on assets
0.96%
57th percentile
Net interest margin
1.71%
3th percentile
Efficiency ratio
19.73%
99th percentile
Non-interest income ratio
0.64%
11th percentile

Capital & Risk

Net worth ratio
9.00%
9th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
45.88%
29th percentile

Growth

Member growth YoY
0.57%
73th percentile
Asset growth YoY
13.45%
96th percentile
Loan growth YoY
-4.65%
43th percentile
Share growth YoY
13.61%
95th percentile

Operations

Members / branch
527
24th percentile
Assets / member
$6,560
27th percentile
Field of membership penetration
35.13%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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