Puget Sound Cooperative

Bellevue, WA · 2 · Charter #68204 · www.psccu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$269.5M
7th percentile
Members
17,240
14th percentile
Total loans
$220.8M
28th percentile
Total shares
$217.4M
2th percentile

Profitability

Return on assets
0.61%
27th percentile
Net interest margin
2.69%
11th percentile
Efficiency ratio
48.31%
86th percentile
Non-interest income ratio
10.82%
9th percentile

Capital & Risk

Net worth ratio
11.29%
56th percentile
Delinquency rate
0.45%
75th percentile
Net charge-off rate
0.04%
96th percentile
Loan-to-share
101.58%
92th percentile

Growth

Member growth YoY
-2.65%
19th percentile
Asset growth YoY
2.26%
27th percentile
Loan growth YoY
-4.74%
9th percentile
Share growth YoY
26.57%
99th percentile

Operations

Members / branch
5,747
70th percentile
Assets / member
$15,632
46th percentile
Field of membership penetration
0.25%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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