The Wright

Toccoa, GA · 2 · Charter #67564 · wwwthewrightcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.1M
55th percentile
Members
1,804
61th percentile
Total loans
$10.5M
67th percentile
Total shares
$13.5M
56th percentile

Profitability

Return on assets
0.93%
56th percentile
Net interest margin
6.00%
95th percentile
Efficiency ratio
78.09%
27th percentile
Non-interest income ratio
10.44%
54th percentile

Capital & Risk

Net worth ratio
16.95%
61th percentile
Delinquency rate
0.35%
64th percentile
Net charge-off rate
0.68%
25th percentile
Loan-to-share
77.82%
73th percentile

Growth

Member growth YoY
0.89%
77th percentile
Asset growth YoY
-1.75%
31th percentile
Loan growth YoY
5.29%
80th percentile
Share growth YoY
-1.36%
38th percentile

Operations

Members / branch
902
42th percentile
Assets / member
$8,951
47th percentile
Field of membership penetration
36.08%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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