Financial Resources

Branchburg, NJ · 1 · Charter #6665 · WWW.MYFINANCIALRESOURCES.ORG
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$617.6M
70th percentile
Members
29,903
53th percentile
Total loans
$473.7M
77th percentile
Total shares
$552.0M
74th percentile

Profitability

Return on assets
0.84%
40th percentile
Net interest margin
3.35%
42th percentile
Efficiency ratio
57.75%
56th percentile
Non-interest income ratio
21.73%
67th percentile

Capital & Risk

Net worth ratio
9.31%
22th percentile
Delinquency rate
2.81%
1th percentile
Net charge-off rate
0.50%
41th percentile
Loan-to-share
85.81%
63th percentile

Growth

Member growth YoY
2.57%
73th percentile
Asset growth YoY
0.22%
14th percentile
Loan growth YoY
-3.30%
12th percentile
Share growth YoY
4.90%
53th percentile

Operations

Members / branch
2,990
16th percentile
Assets / member
$20,653
78th percentile
Field of membership penetration
3.29%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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