Options

Littleton, CO · 2 · Charter #65111 · www.optionscreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.9M
24th percentile
Members
561
20th percentile
Total loans
$4.4M
40th percentile
Total shares
$3.9M
24th percentile

Profitability

Return on assets
-1.09%
5th percentile
Net interest margin
4.63%
74th percentile
Efficiency ratio
88.80%
13th percentile
Non-interest income ratio
16.24%
73th percentile

Capital & Risk

Net worth ratio
7.82%
5th percentile
Delinquency rate
0.23%
69th percentile
Net charge-off rate
0.70%
24th percentile
Loan-to-share
115.28%
97th percentile

Growth

Member growth YoY
-4.75%
18th percentile
Asset growth YoY
1.66%
54th percentile
Loan growth YoY
6.58%
83th percentile
Share growth YoY
-6.46%
16th percentile

Operations

Members / branch
561
26th percentile
Assets / member
$8,760
46th percentile
Field of membership penetration
3.74%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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