Fortress

Marion, IN · 1 · Charter #7392 · www.fortressfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.1M
64th percentile
Members
1,915
64th percentile
Total loans
$11.7M
70th percentile
Total shares
$17.1M
63th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
3.92%
48th percentile
Efficiency ratio
62.10%
60th percentile
Non-interest income ratio
15.90%
72th percentile

Capital & Risk

Net worth ratio
18.29%
67th percentile
Delinquency rate
0.03%
82th percentile
Net charge-off rate
0.67%
25th percentile
Loan-to-share
68.51%
61th percentile

Growth

Member growth YoY
-2.69%
36th percentile
Asset growth YoY
3.10%
63th percentile
Loan growth YoY
-9.63%
25th percentile
Share growth YoY
2.67%
62th percentile

Operations

Members / branch
638
30th percentile
Assets / member
$10,998
64th percentile
Field of membership penetration
2.86%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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