Dubuque Postal Employees

DUBUQUE, IA · 2 · Charter #64917 · www.dpecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.4M
22th percentile
Members
298
10th percentile
Total loans
$1.4M
18th percentile
Total shares
$3.7M
24th percentile

Profitability

Return on assets
0.53%
37th percentile
Net interest margin
2.30%
7th percentile
Efficiency ratio
42.44%
91th percentile
Non-interest income ratio
0.05%
5th percentile

Capital & Risk

Net worth ratio
14.66%
48th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
36.42%
18th percentile

Growth

Member growth YoY
0.68%
75th percentile
Asset growth YoY
4.10%
69th percentile
Loan growth YoY
9.27%
88th percentile
Share growth YoY
4.08%
70th percentile

Operations

Members / branch
149
5th percentile
Assets / member
$14,748
84th percentile
Field of membership penetration
59.60%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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