TVA Mid-South

Memphis, TN · 1 · Charter #16520
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.4M
18th percentile
Members
171
5th percentile
Total loans
$888.9K
13th percentile
Total shares
$2.8M
20th percentile

Profitability

Return on assets
0.07%
18th percentile
Net interest margin
2.81%
15th percentile
Efficiency ratio
57.17%
71th percentile
Non-interest income ratio
1.43%
16th percentile

Capital & Risk

Net worth ratio
16.72%
60th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
31.99%
13th percentile

Growth

Member growth YoY
-2.84%
35th percentile
Asset growth YoY
-4.99%
16th percentile
Loan growth YoY
4.74%
78th percentile
Share growth YoY
-6.19%
17th percentile

Operations

Members / branch
86
2th percentile
Assets / member
$19,592
95th percentile
Field of membership penetration
57.00%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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