Decatur Policemen

Decatur, IL · 2 · Charter #60293
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.3M
26th percentile
Members
389
14th percentile
Total loans
$3.9M
37th percentile
Total shares
$4.6M
28th percentile

Profitability

Return on assets
1.85%
88th percentile
Net interest margin
2.95%
18th percentile
Efficiency ratio
21.03%
99th percentile
Non-interest income ratio
0.60%
11th percentile

Capital & Risk

Net worth ratio
14.30%
46th percentile
Delinquency rate
3.68%
11th percentile
Net charge-off rate
0.30%
43th percentile
Loan-to-share
86.60%
84th percentile

Growth

Member growth YoY
-2.02%
44th percentile
Asset growth YoY
2.18%
57th percentile
Loan growth YoY
0.07%
63th percentile
Share growth YoY
1.36%
55th percentile

Operations

Members / branch
389
18th percentile
Assets / member
$13,655
80th percentile
Field of membership penetration
77.80%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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