Apci

Lehigh Valley, PA · 1 · Charter #9607 · www.apcifcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$686.9M
76th percentile
Members
17,461
15th percentile
Total loans
$287.3M
48th percentile
Total shares
$623.5M
82th percentile

Profitability

Return on assets
0.34%
12th percentile
Net interest margin
1.77%
1th percentile
Efficiency ratio
45.96%
90th percentile
Non-interest income ratio
8.28%
5th percentile

Capital & Risk

Net worth ratio
8.73%
13th percentile
Delinquency rate
0.12%
96th percentile
Net charge-off rate
0.03%
97th percentile
Loan-to-share
46.07%
3th percentile

Growth

Member growth YoY
-0.82%
34th percentile
Asset growth YoY
2.47%
29th percentile
Loan growth YoY
1.81%
37th percentile
Share growth YoY
1.40%
21th percentile

Operations

Members / branch
17,461
99th percentile
Assets / member
$39,338
99th percentile
Field of membership penetration
79.37%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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