Att-Wyo Correctional Employees

Attica, NY · 1 · Charter #884 · www.attwyocefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.0M
55th percentile
Members
1,602
55th percentile
Total loans
$4.1M
38th percentile
Total shares
$13.0M
55th percentile

Profitability

Return on assets
2.01%
91th percentile
Net interest margin
4.04%
52th percentile
Efficiency ratio
47.11%
86th percentile
Non-interest income ratio
2.13%
20th percentile

Capital & Risk

Net worth ratio
19.01%
70th percentile
Delinquency rate
0.26%
68th percentile
Net charge-off rate
-0.23%
97th percentile
Loan-to-share
31.55%
13th percentile

Growth

Member growth YoY
-4.98%
18th percentile
Asset growth YoY
-0.25%
40th percentile
Loan growth YoY
-17.31%
9th percentile
Share growth YoY
-2.46%
32th percentile

Operations

Members / branch
1,602
67th percentile
Assets / member
$10,016
55th percentile
Field of membership penetration
30.81%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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