Resource One

Dallas, TX · 2 · Charter #68439 · www.r1cu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$655.7M
74th percentile
Members
71,306
98th percentile
Total loans
$485.3M
79th percentile
Total shares
$587.0M
78th percentile

Profitability

Return on assets
1.34%
74th percentile
Net interest margin
4.08%
85th percentile
Efficiency ratio
65.17%
24th percentile
Non-interest income ratio
30.41%
93th percentile

Capital & Risk

Net worth ratio
7.45%
2th percentile
Delinquency rate
2.11%
4th percentile
Net charge-off rate
1.85%
2th percentile
Loan-to-share
82.66%
58th percentile

Growth

Member growth YoY
-3.09%
17th percentile
Asset growth YoY
-13.56%
0th percentile
Loan growth YoY
-15.50%
0th percentile
Share growth YoY
-14.25%
0th percentile

Operations

Members / branch
5,942
72th percentile
Assets / member
$9,195
1th percentile
Field of membership penetration
2.04%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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