Linxus

MACHESNEY PARK, IL · 2 · Charter #64948 · www.linxuscu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.9M
59th percentile
Members
2,186
71th percentile
Total loans
$6.4M
51th percentile
Total shares
$15.1M
59th percentile

Profitability

Return on assets
0.25%
25th percentile
Net interest margin
3.72%
40th percentile
Efficiency ratio
76.24%
30th percentile
Non-interest income ratio
6.16%
38th percentile

Capital & Risk

Net worth ratio
15.35%
53th percentile
Delinquency rate
0.02%
83th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
42.70%
25th percentile

Growth

Member growth YoY
-0.73%
58th percentile
Asset growth YoY
2.20%
57th percentile
Loan growth YoY
-10.45%
23th percentile
Share growth YoY
2.22%
60th percentile

Operations

Members / branch
2,186
82th percentile
Assets / member
$8,175
41th percentile
Field of membership penetration
62.46%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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