Northeast Regional

HANNIBAL, MO · 2 · Charter #64709 · www.mynrcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8M
11th percentile
Members
336
12th percentile
Total loans
$1.5M
19th percentile
Total shares
$1.3M
11th percentile

Profitability

Return on assets
0.54%
37th percentile
Net interest margin
4.55%
71th percentile
Efficiency ratio
69.57%
44th percentile
Non-interest income ratio
8.28%
46th percentile

Capital & Risk

Net worth ratio
13.34%
39th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
118.51%
98th percentile

Growth

Member growth YoY
-3.72%
26th percentile
Asset growth YoY
4.10%
69th percentile
Loan growth YoY
8.40%
87th percentile
Share growth YoY
4.88%
74th percentile

Operations

Members / branch
168
6th percentile
Assets / member
$5,288
18th percentile
Field of membership penetration
100.00%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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