Meridian Postal

Meridian, MS · 1 · Charter #24894
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.8M
24th percentile
Members
342
12th percentile
Total loans
$941.3K
14th percentile
Total shares
$3.8M
24th percentile

Profitability

Return on assets
0.15%
21th percentile
Net interest margin
1.77%
3th percentile
Efficiency ratio
32.29%
96th percentile
Non-interest income ratio
1.70%
18th percentile

Capital & Risk

Net worth ratio
21.17%
78th percentile
Delinquency rate
3.48%
12th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
24.88%
8th percentile

Growth

Member growth YoY
0.29%
71th percentile
Asset growth YoY
0.75%
47th percentile
Loan growth YoY
12.87%
92th percentile
Share growth YoY
0.76%
51th percentile

Operations

Members / branch
342
15th percentile
Assets / member
$14,043
81th percentile
Field of membership penetration
52.62%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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