Kennedy Va Employees

Memphis, TN · 1 · Charter #5811 · www.kennedyvaefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.6M
71th percentile
Members
3,350
89th percentile
Total loans
$8.6M
60th percentile
Total shares
$21.6M
71th percentile

Profitability

Return on assets
0.50%
35th percentile
Net interest margin
4.16%
57th percentile
Efficiency ratio
80.05%
23th percentile
Non-interest income ratio
14.28%
66th percentile

Capital & Risk

Net worth ratio
15.24%
52th percentile
Delinquency rate
0.68%
51th percentile
Net charge-off rate
1.32%
12th percentile
Loan-to-share
39.69%
21th percentile

Growth

Member growth YoY
2.04%
84th percentile
Asset growth YoY
-2.10%
29th percentile
Loan growth YoY
-26.37%
3th percentile
Share growth YoY
-2.50%
31th percentile

Operations

Members / branch
3,350
94th percentile
Assets / member
$7,644
35th percentile
Field of membership penetration
67.00%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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