Prime Financial

Cudahy, WI · 2 · Charter #66449 · www.primefinancialcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$159.5M
75th percentile
Members
16,147
93th percentile
Total loans
$130.5M
90th percentile
Total shares
$133.6M
75th percentile

Profitability

Return on assets
1.04%
50th percentile
Net interest margin
5.14%
97th percentile
Efficiency ratio
76.03%
13th percentile
Non-interest income ratio
21.26%
70th percentile

Capital & Risk

Net worth ratio
9.84%
21th percentile
Delinquency rate
1.38%
20th percentile
Net charge-off rate
1.11%
10th percentile
Loan-to-share
97.71%
94th percentile

Growth

Member growth YoY
-1.81%
36th percentile
Asset growth YoY
3.45%
46th percentile
Loan growth YoY
-2.21%
30th percentile
Share growth YoY
3.49%
51th percentile

Operations

Members / branch
3,229
53th percentile
Assets / member
$9,875
13th percentile
Field of membership penetration
1.61%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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