Carter

SPRINGHILL, LA · 1 · Charter #9164 · www.cartercu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$737.1M
82th percentile
Members
31,529
57th percentile
Total loans
$556.9M
86th percentile
Total shares
$476.9M
63th percentile

Profitability

Return on assets
0.61%
27th percentile
Net interest margin
2.95%
22th percentile
Efficiency ratio
45.87%
91th percentile
Non-interest income ratio
21.15%
63th percentile

Capital & Risk

Net worth ratio
8.93%
16th percentile
Delinquency rate
3.92%
0th percentile
Net charge-off rate
2.91%
0th percentile
Loan-to-share
116.77%
98th percentile

Growth

Member growth YoY
-10.88%
2th percentile
Asset growth YoY
-5.99%
2th percentile
Loan growth YoY
-11.05%
1th percentile
Share growth YoY
-5.08%
2th percentile

Operations

Members / branch
2,252
6th percentile
Assets / member
$23,380
88th percentile
Field of membership penetration
6.26%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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