L. A. Mission

San Fernando, CA · 1 · Charter #20720 · www.lamissionfcu.org/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.7M
38th percentile
Members
853
31th percentile
Total loans
$2.8M
29th percentile
Total shares
$7.6M
40th percentile

Profitability

Return on assets
0.94%
56th percentile
Net interest margin
3.22%
25th percentile
Efficiency ratio
63.24%
58th percentile
Non-interest income ratio
2.76%
23th percentile

Capital & Risk

Net worth ratio
11.63%
27th percentile
Delinquency rate
1.94%
25th percentile
Net charge-off rate
0.30%
44th percentile
Loan-to-share
36.16%
17th percentile

Growth

Member growth YoY
-1.39%
50th percentile
Asset growth YoY
1.27%
51th percentile
Loan growth YoY
-9.77%
25th percentile
Share growth YoY
0.64%
51th percentile

Operations

Members / branch
853
40th percentile
Assets / member
$10,168
57th percentile
Field of membership penetration
28.43%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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