Louisiana Central

HARAHAN, LA · 2 · Charter #61724 · www.louisianacentral.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.8M
40th percentile
Members
1,941
64th percentile
Total loans
$6.4M
51th percentile
Total shares
$9.2M
45th percentile

Profitability

Return on assets
-0.62%
7th percentile
Net interest margin
5.64%
92th percentile
Efficiency ratio
100.35%
6th percentile
Non-interest income ratio
19.36%
81th percentile

Capital & Risk

Net worth ratio
5.19%
1th percentile
Delinquency rate
1.54%
30th percentile
Net charge-off rate
4.29%
2th percentile
Loan-to-share
69.70%
63th percentile

Growth

Member growth YoY
-5.87%
13th percentile
Asset growth YoY
-8.09%
8th percentile
Loan growth YoY
-25.16%
3th percentile
Share growth YoY
-3.34%
28th percentile

Operations

Members / branch
1,941
77th percentile
Assets / member
$5,033
17th percentile
Field of membership penetration
38.82%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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