Israel Methcomm

Chicago, IL · 1 · Charter #15673 · www.imfcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.3M
14th percentile
Members
235
7th percentile
Total loans
$652.6K
11th percentile
Total shares
$1.7M
14th percentile

Profitability

Return on assets
2.25%
94th percentile
Net interest margin
2.60%
10th percentile
Efficiency ratio
11.25%
99th percentile
Non-interest income ratio
0.61%
11th percentile

Capital & Risk

Net worth ratio
12.15%
31th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
38.97%
20th percentile

Growth

Member growth YoY
4.44%
93th percentile
Asset growth YoY
15.03%
97th percentile
Loan growth YoY
-1.34%
57th percentile
Share growth YoY
6.97%
84th percentile

Operations

Members / branch
235
9th percentile
Assets / member
$9,729
54th percentile
Field of membership penetration
47.00%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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