Elite Community

Bourbonnais, IL · 2 · Charter #60304 · www.eliteccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.7M
66th percentile
Members
2,260
72th percentile
Total loans
$15.9M
80th percentile
Total shares
$20.4M
69th percentile

Profitability

Return on assets
0.87%
53th percentile
Net interest margin
3.81%
44th percentile
Efficiency ratio
65.69%
52th percentile
Non-interest income ratio
23.64%
88th percentile

Capital & Risk

Net worth ratio
9.93%
15th percentile
Delinquency rate
0.70%
50th percentile
Net charge-off rate
0.46%
34th percentile
Loan-to-share
77.71%
73th percentile

Growth

Member growth YoY
0.58%
74th percentile
Asset growth YoY
-7.77%
9th percentile
Loan growth YoY
-3.19%
49th percentile
Share growth YoY
-5.88%
17th percentile

Operations

Members / branch
1,130
51th percentile
Assets / member
$10,063
56th percentile
Field of membership penetration
56.50%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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