Riegel

Milford, NJ · 1 · Charter #13944 · www.riegelfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$165.7M
78th percentile
Members
8,173
55th percentile
Total loans
$45.4M
34th percentile
Total shares
$147.7M
80th percentile

Profitability

Return on assets
0.44%
15th percentile
Net interest margin
2.93%
15th percentile
Efficiency ratio
77.29%
11th percentile
Non-interest income ratio
10.96%
19th percentile

Capital & Risk

Net worth ratio
10.28%
26th percentile
Delinquency rate
1.68%
14th percentile
Net charge-off rate
0.42%
41th percentile
Loan-to-share
30.75%
3th percentile

Growth

Member growth YoY
-1.52%
39th percentile
Asset growth YoY
0.00%
20th percentile
Loan growth YoY
0.76%
47th percentile
Share growth YoY
-0.27%
21th percentile

Operations

Members / branch
2,043
22th percentile
Assets / member
$20,277
85th percentile
Field of membership penetration
3.89%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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