Buffalo Metropolitan

BUFFALO, NY · 1 · Charter #2209 · www.bflometrocu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$144.0M
70th percentile
Members
15,349
91th percentile
Total loans
$118.8M
85th percentile
Total shares
$127.9M
72th percentile

Profitability

Return on assets
1.13%
57th percentile
Net interest margin
5.14%
97th percentile
Efficiency ratio
76.46%
12th percentile
Non-interest income ratio
20.71%
67th percentile

Capital & Risk

Net worth ratio
12.26%
51th percentile
Delinquency rate
3.06%
3th percentile
Net charge-off rate
0.62%
23th percentile
Loan-to-share
92.90%
91th percentile

Growth

Member growth YoY
-1.37%
41th percentile
Asset growth YoY
3.52%
47th percentile
Loan growth YoY
3.22%
61th percentile
Share growth YoY
3.41%
50th percentile

Operations

Members / branch
15,349
100th percentile
Assets / member
$9,384
11th percentile
Field of membership penetration
8.53%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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