Bangor

Bangor, ME · 1 · Charter #10939 · www.bangorfederal.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$283.9M
12th percentile
Members
15,672
11th percentile
Total loans
$174.5M
12th percentile
Total shares
$259.5M
16th percentile

Profitability

Return on assets
1.07%
57th percentile
Net interest margin
2.93%
21th percentile
Efficiency ratio
48.29%
86th percentile
Non-interest income ratio
16.73%
35th percentile

Capital & Risk

Net worth ratio
8.46%
10th percentile
Delinquency rate
0.41%
79th percentile
Net charge-off rate
0.29%
63th percentile
Loan-to-share
67.23%
23th percentile

Growth

Member growth YoY
-0.40%
38th percentile
Asset growth YoY
4.77%
46th percentile
Loan growth YoY
-1.03%
21th percentile
Share growth YoY
4.29%
46th percentile

Operations

Members / branch
3,918
35th percentile
Assets / member
$18,118
65th percentile
Field of membership penetration
6.34%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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