Acadia

FORT KENT, ME · 1 · Charter #15619 · www.acadiafcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$399.4M
40th percentile
Members
18,163
17th percentile
Total loans
$335.7M
58th percentile
Total shares
$352.6M
44th percentile

Profitability

Return on assets
1.14%
62th percentile
Net interest margin
3.91%
78th percentile
Efficiency ratio
54.53%
69th percentile
Non-interest income ratio
10.49%
8th percentile

Capital & Risk

Net worth ratio
11.19%
54th percentile
Delinquency rate
1.37%
15th percentile
Net charge-off rate
0.12%
87th percentile
Loan-to-share
95.20%
85th percentile

Growth

Member growth YoY
4.85%
89th percentile
Asset growth YoY
8.12%
74th percentile
Loan growth YoY
12.42%
89th percentile
Share growth YoY
8.01%
79th percentile

Operations

Members / branch
2,270
6th percentile
Assets / member
$21,989
83th percentile
Field of membership penetration
5.63%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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