Truservice Community

LITTLE ROCK, AR · 1 · Charter #24390 · www.truservice.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.6M
2th percentile
Members
5,246
27th percentile
Total loans
$39.8M
27th percentile
Total shares
$46.7M
6th percentile

Profitability

Return on assets
0.90%
42th percentile
Net interest margin
4.46%
88th percentile
Efficiency ratio
67.31%
35th percentile
Non-interest income ratio
20.83%
67th percentile

Capital & Risk

Net worth ratio
8.89%
10th percentile
Delinquency rate
0.69%
51th percentile
Net charge-off rate
0.58%
26th percentile
Loan-to-share
85.26%
80th percentile

Growth

Member growth YoY
-2.38%
30th percentile
Asset growth YoY
-0.11%
20th percentile
Loan growth YoY
-2.07%
31th percentile
Share growth YoY
-1.32%
16th percentile

Operations

Members / branch
1,749
15th percentile
Assets / member
$9,832
13th percentile
Field of membership penetration
0.53%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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