Ashland Community

Ashland, OH · 1 · Charter #7072 · www.ashlandfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.2M
67th percentile
Members
2,693
80th percentile
Total loans
$15.8M
80th percentile
Total shares
$20.4M
69th percentile

Profitability

Return on assets
2.12%
92th percentile
Net interest margin
4.87%
80th percentile
Efficiency ratio
60.67%
63th percentile
Non-interest income ratio
16.66%
74th percentile

Capital & Risk

Net worth ratio
11.53%
26th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.50%
32th percentile
Loan-to-share
77.69%
73th percentile

Growth

Member growth YoY
-11.96%
4th percentile
Asset growth YoY
8.18%
88th percentile
Loan growth YoY
1.08%
67th percentile
Share growth YoY
7.28%
85th percentile

Operations

Members / branch
2,693
89th percentile
Assets / member
$8,603
45th percentile
Field of membership penetration
26.93%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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