Dannemora

PLATTSBURGH, NY · 1 · Charter #12473 · www.dfcu.net
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$312.5M
18th percentile
Members
22,549
34th percentile
Total loans
$206.5M
22th percentile
Total shares
$251.0M
13th percentile

Profitability

Return on assets
0.97%
50th percentile
Net interest margin
3.74%
69th percentile
Efficiency ratio
60.77%
42th percentile
Non-interest income ratio
19.09%
51th percentile

Capital & Risk

Net worth ratio
14.35%
87th percentile
Delinquency rate
0.51%
70th percentile
Net charge-off rate
0.15%
84th percentile
Loan-to-share
82.29%
57th percentile

Growth

Member growth YoY
2.19%
69th percentile
Asset growth YoY
5.09%
49th percentile
Loan growth YoY
3.70%
48th percentile
Share growth YoY
6.37%
66th percentile

Operations

Members / branch
4,510
48th percentile
Assets / member
$13,857
29th percentile
Field of membership penetration
8.16%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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