Southeastern

Valdosta, GA · 2 · Charter #68673 · www.southeasterncu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$417.5M
45th percentile
Members
24,064
39th percentile
Total loans
$316.2M
53th percentile
Total shares
$366.8M
47th percentile

Profitability

Return on assets
1.17%
64th percentile
Net interest margin
3.60%
61th percentile
Efficiency ratio
55.07%
67th percentile
Non-interest income ratio
18.45%
45th percentile

Capital & Risk

Net worth ratio
10.80%
50th percentile
Delinquency rate
0.07%
98th percentile
Net charge-off rate
0.04%
97th percentile
Loan-to-share
86.22%
65th percentile

Growth

Member growth YoY
0.15%
45th percentile
Asset growth YoY
6.69%
64th percentile
Loan growth YoY
12.45%
89th percentile
Share growth YoY
6.19%
64th percentile

Operations

Members / branch
2,674
10th percentile
Assets / member
$17,350
60th percentile
Field of membership penetration
9.63%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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