Mission

San Diego, CA · 1 · Charter #14384 · www.MissionFed.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.2B
93th percentile
Members
326,941
89th percentile
Total loans
$5.0B
92th percentile
Total shares
$6.1B
93th percentile

Profitability

Return on assets
1.12%
59th percentile
Net interest margin
2.37%
9th percentile
Efficiency ratio
42.07%
85th percentile
Non-interest income ratio
18.04%
46th percentile

Capital & Risk

Net worth ratio
11.91%
69th percentile
Delinquency rate
0.20%
96th percentile
Net charge-off rate
0.31%
76th percentile
Loan-to-share
81.82%
33th percentile

Growth

Member growth YoY
3.87%
66th percentile
Asset growth YoY
8.26%
71th percentile
Loan growth YoY
7.24%
63th percentile
Share growth YoY
7.91%
69th percentile

Operations

Members / branch
9,616
70th percentile
Assets / member
$21,888
79th percentile
Field of membership penetration
11.00%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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