Alliance

Lubbock, TX · 3 · Charter #97103 · www.alliancecutx.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$679.6M
76th percentile
Members
57,077
92th percentile
Total loans
$571.6M
87th percentile
Total shares
$587.5M
78th percentile

Profitability

Return on assets
1.66%
87th percentile
Net interest margin
3.86%
75th percentile
Efficiency ratio
56.60%
62th percentile
Non-interest income ratio
32.02%
95th percentile

Capital & Risk

Net worth ratio
11.34%
57th percentile
Delinquency rate
0.95%
31th percentile
Net charge-off rate
0.98%
12th percentile
Loan-to-share
97.30%
88th percentile

Growth

Member growth YoY
8.54%
96th percentile
Asset growth YoY
9.32%
83th percentile
Loan growth YoY
6.74%
64th percentile
Share growth YoY
9.11%
84th percentile

Operations

Members / branch
3,567
26th percentile
Assets / member
$11,907
12th percentile
Field of membership penetration
5.77%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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