Lassen County

Susanville, CA · 1 · Charter #17232 · www.lassencreditunion.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$108.0M
51th percentile
Members
4,454
18th percentile
Total loans
$55.6M
46th percentile
Total shares
$91.1M
50th percentile

Profitability

Return on assets
0.12%
6th percentile
Net interest margin
2.40%
4th percentile
Efficiency ratio
70.82%
24th percentile
Non-interest income ratio
11.50%
22th percentile

Capital & Risk

Net worth ratio
13.30%
63th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
61.06%
37th percentile

Growth

Member growth YoY
-1.59%
38th percentile
Asset growth YoY
4.85%
60th percentile
Loan growth YoY
2.93%
59th percentile
Share growth YoY
4.50%
60th percentile

Operations

Members / branch
4,454
76th percentile
Assets / member
$24,238
92th percentile
Field of membership penetration
18.56%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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