Roanoke Valley Community

ROANOKE, VA · 1 · Charter #5604 · www.rvccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$103.3M
48th percentile
Members
9,061
62th percentile
Total loans
$79.1M
64th percentile
Total shares
$86.2M
47th percentile

Profitability

Return on assets
1.54%
79th percentile
Net interest margin
4.08%
74th percentile
Efficiency ratio
62.02%
52th percentile
Non-interest income ratio
20.17%
65th percentile

Capital & Risk

Net worth ratio
16.19%
82th percentile
Delinquency rate
0.27%
82th percentile
Net charge-off rate
0.11%
82th percentile
Loan-to-share
91.79%
89th percentile

Growth

Member growth YoY
-2.63%
28th percentile
Asset growth YoY
-2.56%
9th percentile
Loan growth YoY
8.35%
82th percentile
Share growth YoY
0.37%
26th percentile

Operations

Members / branch
2,265
28th percentile
Assets / member
$11,403
23th percentile
Field of membership penetration
3.62%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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